Bankruptcy Dismissed Vs Discharged

Difference Between Dismissal And Discharge Not many people are familiar with bankruptcy and for this reason many people are not familiar with bankruptcy terms. “Dismissed” and “discharged” are two terms that sometimes cause confusion for people who file for bankruptcy for the first time or are thinking of filing. An experienced bankruptcy lawyer can answer […]

Creditors Harassment

Creditor Harassment Laws Credit card companies and other lenders will do everything to entice you to spend or borrow more than you can afford, but will hound you when you cannot pay them back. The law does allow them to do certain things to pressure you to repay what you owe, but creditors and debt […]

How Old Do You Have To Be To File For Bankruptcy

Filing Bankruptcy Young One popular misconception is that most of the people who file for bankruptcy are people of a certain age who have been financially irresponsible for years. That is people who misuse credit cards or people who buy expensive homes, cars and other things they don’t really need with loans that they cannot […]

Can A Garnishment Follow You To Another Job?

Changing Jobs To Avoid Wage Garnishment The act of creditors receiving money directly from your paycheck to satisfy a debt is called wage garnishment. Creditors can only do this with permission from a court. Sadly, wage garnishment often sends most debtors into a financial tailspin. Most of the time it is the IRS that garnishes […]

Partial Bankruptcy

Partial Bankruptcy In Florida Most people drowning in credit card debt, have lost their jobs ,are unable to pay their bills, or have fallen behind in mortgage payments consider filing for bankruptcy. But a significant number of people view filing for bankruptcy as an extreme move, and wonder whether it is possible to file for […]

Renting After Bankruptcy

Can I Rent After Bankruptcy? People who are in deep financial trouble and cannot pay back their debts often file for bankruptcy to get relief. Unfortunately, people focus too much on the drawbacks of filing for bankruptcy that they only file for bankruptcy when they are stuck financially and cannot afford to pay their own […]

Bankruptcy Dismissal Vs Discharge

Bankruptcy Dismissal Vs Discharge Since most people do not find themselves in a situation where they have to file for bankruptcy, many are ignorant about what bankruptcy actually entails. For this reason, many people are not familiar with most terms used in the bankruptcy process. This can be very frustrating for someone who is thinking […]

Cross Collateralization And Bankruptcy

Bankruptcy And Cross Collateralization Since people have different financial situations, the circumstances around their bankruptcies are also different. Just because person A filed for a Chapter 7 bankruptcy and got back on their feet does not mean that the same will happen to person B if they file. One reason why bankruptcy may work differently […]

You Must Be This Many Years Old To File Bankruptcy

Age To File Bankruptcy Not all people get into debt because they were irresponsible with credit cards in an effort to keep up appearances. The reason why there has been a surge in bankruptcy filing by seniors is because of healthcare, scams targeted at the elderly, and the shrinking social safety net. Filing Bankruptcy Young […]

Secured vs Unsecured Debt – Which are discharged in bankruptcy?

What Debts Can I get Rid Of in Bankruptcy Filing for bankruptcy is a one way to get relief from collection efforts from your creditors. However, that depends on the type of debt you owe. This means that there are debts that can be discharged through bankruptcy but there are others that cannot. For your […]